How it Works
Each portfolio is created with a targeted level of return and risk through a combination of strategic asset allocation and fund selection. These funds are then rebalanced regularly so the portfolios move with market conditions and remain true to their original risk ratings.
This allows you to focus your investment on what is most important for you as your lifestyle and future life goals change.
At Delaunay Wealth our Model Portfolio Service is managed through an ‘A’ rated Discretionary Fund Manager (DFM), who we have worked with for a number of years.
The selection of the appropriate asset allocation and funds and their tactical on-going management is undertaken by the DFM in the same way as for a bespoke private client. This enables you to access this comprehensive level of underlying portfolio management at a reduced cost than that of comparable bespoke service.
Delaunay Wealth Management is not a Discretionary Fund Manager, so the responsibility for the management of the Model Portfolios within the service lies exclusively with the DFM. However, a representative of Delaunay Wealth sits on the DFM’s Investment Panel in relation to the Model Portfolio Service and is engaged fully in the discussions surrounding the investment management of the Model Portfolios.
The DFM reports on a quarterly basis and at these intervals we will provide you with details of the current asset allocation, performance data, along with market and investment selection commentary. In addition, the investment managers at the DFM are available should you wish to meet them to discuss any aspect of their investment process.
The value of your investment can go down as well as up and you may get get back less than you have invested.